Own the jewelry you love today, and pay your way!

Payments and Financing

At Brilliance Direct, we believe everyone deserves to own the perfect lab diamond or jewelry piece without compromise. That’s why we offer flexible payment and financing options designed to fit your budget and lifestyle. Whether you prefer to pay upfront or break your payments into smaller, more manageable amounts, we’ve got you covered.

Pay in Full

Ready to make your purchase? Pay securely and conveniently using your preferred payment method, including credit/debit cards, PayPal, and more.

Flexible Payment Options

  • Installment Payments
    Spread the cost of your purchase over time with easy installment plans. Choose a payment schedule that works for you, making it easier to afford the jewelry of your dreams.

    Shop Pay Installments offers customers the option to pay for their order in installments at checkout, both online and in store. Orders from 50 USD to 20,000 USD are eligible for installments payments.

0% Interest Financing

We offer 0% financing on qualifying purchases through our partner Shop Pay, allowing you to pay over time without worrying about interest fees. Buy now, enjoy your jewelry, and pay it off in affordable four, biweekly, interest-free payments, for orders from 50 USD to 999.99 USD.

Traditional Financing?

  • Affordable Payments – Own the perfect piece without a big upfront cost.

    Choose monthly payments for orders from 150 USD to 20,000 USD.

    Monthly installment orders are interest-bearing from 10 to 36% APR, and may be paid in three, six, or twelve months depending on the purchase amount.

  • Immediate Ownership – Get your jewelry right away while spreading out the cost.

How It Works

  1. Choose Your Jewelry – Select your favorite lab-grown or mined diamond jewelry.
  2. Apply for Financing – During checkout, choose the financing option and fill out a quick application.
  3. Enjoy Your Jewelry – Once approved, you can enjoy your jewelry right away and pay over time.

Secure & Simple Process

Our payment options are safe and easy, with transparent terms and no hidden surprises. We partner with trusted financial institutions to ensure a smooth and secure experience.

Ready to Shop?

Explore our collection of stunning lab-grown and mined diamond jewelry, and take advantage of our flexible payment and financing options today. Whether it's an engagement ring, a special gift, or a treat for yourself, Brilliance Direct makes it possible to shop with confidence and ease.

If you have any questions about our payment or financing options, feel free to reach out to us at info@brilliancedirect.com or use our live chat.